:root {
  --blue: #0878d1;
  --blue-deep: #005da8;
  --blue-pale: #e5f3ff;
  --navy: #0b1422;
  --ink: #172033;
  --muted: #5d6879;
  --light: #f4f8fc;
  --line: #dce5ef;
  --white: #fff;
  --shadow: 0 22px 60px rgba(18, 49, 83, .12);
  --radius: 18px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { max-width: 100%; }
.wrap { width: min(1080px, calc(100% - 40px)); margin-inline: auto; }
.skip-link {
  position: fixed; top: 10px; left: 10px; z-index: 100;
  padding: 10px 14px; border-radius: 8px; background: var(--navy); color: var(--white);
  transform: translateY(-150%);
}
.skip-link:focus { transform: translateY(0); }
:focus-visible { outline: 3px solid rgba(8,120,209,.38); outline-offset: 3px; }

.topbar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .55em;
  padding: 9px 16px;
  background: var(--navy);
  color: var(--white);
  text-align: center;
  font-size: 12px;
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: .55px;
  text-transform: uppercase;
}
.topbar-line { white-space: nowrap; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.site-header {
  position: sticky; top: 0; z-index: 30;
  border-bottom: 1px solid rgba(220,229,239,.9);
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(12px);
}
.site-nav {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand-logo { display: block; width: auto; height: 70px; }
.nav-links { display: flex; align-items: center; gap: 22px; font-size: 14px; font-weight: 850; }
.nav-links a { text-decoration: none; }
.nav-links a:not(.button):hover { color: var(--blue); }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 20px;
  border: 2px solid transparent;
  border-radius: 9px;
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 9px 24px rgba(8,120,209,.22);
  font-weight: 900;
  line-height: 1.2;
  text-decoration: none;
}
.button:hover { background: var(--blue-deep); }
.button.secondary { border-color: var(--blue); background: var(--white); color: var(--blue-deep); box-shadow: none; }
.button.secondary:hover { background: var(--blue-pale); }

.breadcrumbs { padding: 20px 0 0; color: var(--muted); font-size: 13px; }
.breadcrumbs a { color: var(--blue-deep); }
.hero {
  overflow: clip;
  padding: 68px 0 72px;
  background: linear-gradient(135deg, #f1f9ff 0%, #fff 57%, #eef7ff 100%);
}
.eyebrow {
  color: var(--blue);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: 1.2px;
  text-transform: uppercase;
}
h1 {
  max-width: 820px;
  margin: 12px 0 19px;
  color: var(--navy);
  font-size: clamp(40px, 6vw, 62px);
  line-height: 1.04;
  letter-spacing: -2.2px;
}
.lead { max-width: 760px; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.75; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

section { padding: 70px 0; }
section.alt { background: var(--light); }
.section-head { max-width: 760px; margin-bottom: 32px; }
.section-head h2 { margin: 7px 0 10px; color: var(--navy); font-size: clamp(30px, 4vw, 40px); line-height: 1.12; letter-spacing: -1px; }
.section-head p { margin: 0; color: var(--muted); }
.grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 20px; }
.card {
  border: 1px solid var(--line);
  border-radius: 15px;
  background: var(--white);
  padding: 26px;
  box-shadow: 0 10px 30px rgba(18,49,83,.045);
}
.card h2, .card h3 { margin: 0 0 9px; color: var(--navy); line-height: 1.25; }
.card h2 { font-size: 23px; }
.card h3 { font-size: 19px; }
.card p { margin: 0; color: var(--muted); }
.card a { color: var(--blue-deep); font-weight: 850; }
.content-grid { display: grid; grid-template-columns: minmax(0,1.2fr) minmax(280px,.8fr); gap: 48px; align-items: start; }
.prose h2 { margin: 0 0 12px; color: var(--navy); font-size: 30px; line-height: 1.18; }
.prose h3 { margin: 28px 0 8px; color: var(--navy); }
.prose p { color: #455267; }
.prose ul { padding-left: 20px; color: #455267; }
.prose li + li { margin-top: 8px; }
.sidebar {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 25px;
  background: var(--light);
}
.sidebar h2 { margin: 0 0 10px; color: var(--navy); font-size: 23px; }
.link-list { display: grid; gap: 8px; margin-top: 15px; }
.link-list a {
  padding: 10px 12px;
  border-radius: 8px;
  background: var(--white);
  color: var(--blue-deep);
  font-weight: 850;
  text-decoration: none;
}
.link-list a:hover { background: var(--blue-pale); }
.faq-list { display: grid; gap: 13px; }
.faq-list details { border: 1px solid var(--line); border-radius: 12px; background: var(--white); padding: 16px 18px; }
.faq-list summary { color: var(--navy); cursor: pointer; font-weight: 900; }
.faq-list p { margin: 10px 0 0; color: var(--muted); }
.area-links { display: flex; flex-wrap: wrap; gap: 10px; }
.area-links a {
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
  padding: 9px 15px;
  color: #344156;
  font-size: 14px;
  font-weight: 850;
  text-decoration: none;
}
.area-links a:hover { border-color: var(--blue); color: var(--blue-deep); }
.callout { padding: 54px 0; background: linear-gradient(135deg,var(--blue),var(--blue-deep)); color: var(--white); }
.callout-grid { display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.callout h2 { margin: 0 0 6px; font-size: clamp(29px,4vw,37px); line-height: 1.15; }
.callout p { margin: 0; color: #e7f4ff; }
.callout .button { background: var(--white); color: var(--blue-deep); }

footer { padding: 38px 0; background: #080f1a; color: #cbd5e1; }
.footer-grid { display: flex; justify-content: space-between; align-items: flex-start; gap: 30px; flex-wrap: wrap; }
.footer-brand { display: grid; gap: 5px; }
.footer-brand strong { color: var(--white); font-size: 17px; }
.footer-contact { display: grid; gap: 4px; text-align: right; font-size: 13px; }
.footer-contact a { color: inherit; }
.legal { width: 100%; margin-top: 9px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); color: #718096; font-size: 11px; }

@media (max-width: 820px) {
  .nav-links > a:not(.button) { display: none; }
  .grid { grid-template-columns: 1fr 1fr; }
  .content-grid { grid-template-columns: 1fr; gap: 32px; }
}
@media (max-width: 700px) {
  .topbar { min-height: 42px; flex-direction: column; gap: 1px; padding: 6px 10px; font-size: 10px; letter-spacing: .35px; }
  .topbar-separator { display: none; }
}
@media (max-width: 620px) {
  .wrap { width: min(100% - 28px, 1080px); }
  .site-nav { min-height: 68px; }
  .brand-logo { height: 55px; }
  .nav-links { gap: 8px; }
  .nav-links .button { min-height: 44px; padding: 10px 13px; font-size: 13px; }
  .hero { padding: 48px 0 54px; }
  h1 { font-size: clamp(38px, 12vw, 50px); letter-spacing: -1.7px; }
  .lead { font-size: 16px; }
  .hero-actions { display: grid; }
  .hero-actions .button { width: 100%; }
  section { padding: 55px 0; }
  .grid { grid-template-columns: 1fr; }
  .callout-grid { display: grid; }
  .callout .button { width: 100%; }
  .footer-grid { display: grid; }
  .footer-contact { text-align: left; }
}